Supported Deposit Modes

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1. Shared Address Mode

Description: In Shared Address Mode, all customers of a merchant use the same designated wallet address for deposits. The deposit amount can either be specified or unspecified.

Applicable Scenarios:

• Merchants with low deposit frequency.
• Merchants with low requirements for fund security.

Characteristics:

• Customers use a single deposit address for all transactions.
• Distinction between customers/orders is achieved through unique deposit amounts (e.g., differences in decimal amounts).
• Lower implementation costs, as there is no need to create a dedicated address for each customer.

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2. Dedicated Address Mode

Description: In Dedicated Address Mode, merchants assign a unique wallet address to each of their customers for deposits. There is no need to specify unique deposit amounts.

Applicable Scenarios:

• Merchants with high deposit frequency.
• Merchants with high requirements for fund security.

Characteristics:

• Each customer has a dedicated wallet address, eliminating the need to distinguish customers/orders through amounts.
• Enhanced fund security with more flexible wallet management.
• Requires fund aggregation operations, which may increase aggregation costs.

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Advantages and Disadvantages Comparison